General travel insurance policies generally exclude cover for pre-existing medical conditions, and some specifically exclude HIV. However it might be worth taking out cover just in case you have an illness that is unrelated to HIV, have an accident, lose your luggage or have something stolen.

What’s more, some insurance companies are now willing to provide cover for people with HIV. Restrictions tend to apply, and premiums are often inflated.

NAM cannot recommend any particular provider of travel insurance company. It might be wise to shop around for a range of quotes and select the insurer which most meets your specific needs.

Freedom Travel Insurance

0870 774 3760

http://www.freedominsure.co.uk/

Easy Travel Insurance

0870 345 2222

www.hivtravelinsurance.com

Rothwell and Towler

01404 41234

www.travelfirst.co.uk